They say that motorcycles are the most vulnerable vehicles on the road. Though there are many advantages to riding motorcycles, they also come with tons of risks and liabilities. To protect yourself and your bike from these liabilities, you should obtain Motorcycle Insurance. This insurance comes with numerous coverage options that will protect you and your bike.
Below, we’ve listed the common coverage options that come with a Motorcycle Insurance policy.
This is a mandatory coverage option in most states. If you ever cause damage to property, another vehicle, or cause any injuries, the victims are protected by this policy.
If your motorcycle collides with another vehicle, pedestrian, or anything else that causes damage to your bike, collision coverage will protect you and take care of any repairs, towing, and storage; no matter who’s at fault.
This type of insurance coverage protects you from any damage to your motorcycle that isn’t collision-related. This includes damage due to theft, a fallen tree, damage from weather, among other things.
Uninsured Motorist Coverage
There may be a time when you are involved in a collision and the other driver doesn’t have substantial insurance coverage or any at all. This coverage option will take care of the rest of the costs that the other person’s insurance can’t cover.
Bodily Injury Coverage
If your motorbike injures someone else, you may be held accountable for their medical bills. With bodily injury coverage, your Nationwide Motorcycle Insurance policy will cover the expenses related to the victim’s injury.
If your motorcycle is being repaired; this optional coverage option will cover the costs to obtain a rental car until your automobile’s repairs are finished.
This is an optional coverage option that covers the costs of towing.
Now that you know what is covered by Motorcycle Insurance, you can start figuring out what you need to be covered. Finding the proper insurance can be time-consuming and stressful. At SkyBlue Insurance, we can find you the best rates from the top providers of Motorcycle Insurance all at once. This will save you tons of time. Contact us now and request a free General Motorcycle Insurance quote today!