Owning a mobile home is a great thing; unfortunately, it comes with tons of risks and hazards. If you have an accident in your mobile home that causes damage or bodily injury, you may be held financially responsible to cover the costs of repair or medical bills. This is why you should have Mobile Home Insurance. A good Mobile Home Insurance policy will relieve you of some of the financial burdens that come with owning a mobile home. Below we give you some information explaining mobile home insurance.
Mobile Home insurance is just like regular homeowners insurance with a few special coverages that are specific to these types of homes. Some common coverage options that providers offer include:
- Loss caused by fire, lightning, wind, hail, water damage from sewers and drains, earthquakes, etc.
- Stated value loss settlement: If a total loss has occurred, you can settle for the full amount of your property at the value listed on your policy
- Trip coverage if you move your home to a new location
- Collision Coverage in case of any collisions during the transport of your home
- Personal Property coverage
- Replacement Cost Coverage for your mobile home and personal belongings
- All-perils coverage for tools
- Fraud and Forgery Coverage
- Coverage for trees, shrubs, and lawns added to the home
If you would like to find out more about mobile home insurance coverage contact SkyBlue Insurance through General Insurance. We’re an authorized representative for some of the leading providers of Mobile Home Insurance in the nation. Contact us now and request a free General Mobile Home Insurance quote.